What You Need to Know About Flood Insurance
Flood insurance stands as a crucial safeguard, offering protection against one of nature’s most common and devastating disasters. Unlike standard homeowners policies, which exclude flood damage, flood insurance must be purchased separately. This specialized coverage is primarily provided through the Federal Government’s National Flood Insurance Program (NFIP), managed by FEMA, with private options available as well.
Why Choose Dooley Insurance for Your Flood Insurance Needs?
As a registered agent with the National Flood Insurance Program since 1991, [Your Company Name] brings decades of expertise in navigating both government and private flood insurance options. Our commitment is to ensure you receive the most comprehensive coverage at the best possible price, amidst the ever-changing landscape of flood insurance policies.
The Surprising Reality of Flood Risks
A widespread misconception is that only properties in high-risk flood zones require insurance. However, 75% of all flood claims arise from areas not designated as high-risk. The flooding in Houston highlighted this stark reality, where 80% of the homes affected lacked flood insurance coverage. This serves as a critical reminder of the importance of protecting your property, regardless of perceived risk.
